If you’re a worker who has suffered an accident, injury or have an illness, you may be eligible for TPD claims (Total and Permanent Disability) or claims from your Superannuation policy or other insurer. If the injury or illness has caused you to be unable, for six consecutive months, to do the work you once did, you could be entitled to a TPD payment. At PK Simpson Adelaide we recommend that anyone in this position should check with our specialist Super Lawyers and TPD Lawyers to find out whether or not they may be entitled to submit Super claims or TPD claims. A lump sum TPD payment may be available if they can no longer work in the same capacity as they did before the illness, accident or injury.
Such benefits from Super claims, or TPD claims from a private insurer, can pay for medical fees, debts accrued, and provide an income to help restore the person’s quality of life. If a parent or partner (or someone a person depends upon) dies, that person may be able to claim death benefits from the deceased person’s private insurer or make Super claims from their fund to help with any financial burdens. Each individual policy usually varies in the waiting periods, levels of TPD cover, and the length of time in which benefits can be paid. So, if you can no longer work for the reasons mentioned above, PK Simpson’s TPD claims and Super Lawyers in Adelaide can help to ensure you are eligible for, and receive, the maximum lump sum payments.